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Offered by
Metropolitan Life Insurance
Company


MetLife Dental Program
List of Primary Covered Services & Limitations


Type A - Preventative
Prophylaxis (cleanings)
Oral Examinations
Topical Fluoride Applications
X-rays

Space Maintainers
Sealants

How Many/How Often
-  Two per calendar year, separated by a six-month period.
-  Two exams per calendar year separated by a six-month period.
-  One fluoride treatment per calendar year for dependant children up to 19th birthday.
-  Full mouth x-rays: one set per calendar year for adults, two sets per calendar year
   for children, separated by a six-month period.


-  Space maintainers for dependant children up to 19th birthday.
-  One application of sealant material every 60 months for each non-restored, non-decayed
   1st and 2nd molar of a dependant child up to 19th birthday.

Type B - Basic Restorative
Fillings
Simple Extractions
Crown, Denture, and Bridge Repair
Endodontics
General Anesthesia

Oral Surgery

How Many/How Often





-  Root canal treatment limited to once per tooth per 24 months.
-  When dentally necessary in connection with oral surgery, extractions or other
   covered dental services.
Type C - Major Restorative
Bridges and Dentures



Crowns/Inlays/Onlays
Periodontics
How Many/How Often
-  Initial placement to replace one or more natural teeth.
-  Dentures and bridgework replacement: one every 5 years.
-  Replacement of an existing temporary full denture if the temporary denture cannot be
   repaired and the permanent denture is installed within 12 months after the temporary
   was installed.
-  Replacement: once every 5 years.
-  Periodontal scaling and root planing once per quadrant, every 24 months.
-  Periodontal surgery once per quandrant, every 36 months.
-  Total number of periodontal maintenance treatments and prophylaxis cannot exceed
   four treatments in a calendar year.
Type D - Orthodontics
-  Dependent children are covered until the end of the month of their 19th birthday.
-  All dental procedures performed in connection with orthodontic treatment are payable as Orthodontia.
-  Payments are on a repetitive basis.
-  Benefit for initial placement of the appliance will be made representing 20% of the total benefit.
-  Orthodontic benefits end at cancellation of coverage.

The service categories and plan limitations shown above represent an overview of your Plan of Benefits.  This list presents the majority of services within each category, but is not a complete description of the Plan.  A summary plan description will be made available following your plan's effective date, and will govern if any discrepancies exist between this overview and the actual summary plan description.